Archive for May, 2010

Would a tax credit for mortgage payments be more effective than subsidizing the lenders?

Saturday, May 29th, 2010

I was wondering if giving a credit for mortgage payments be more effective in rescuing the economy than subsidizing the financial institutions. This would possibly prevent foreclosures for people at risk, and also put more income into the pockets of people who did not take-on the high risk mortgage, thus adding to the economic stimulation.

5. Insurance: The Archetypal Risk Management Institution

Tuesday, May 25th, 2010

Financial Markets (ECON 252) Insurance provides significant risk management to a broad public, and is an essential tool for promoting human welfare. By pooling large numbers of independent or low-correlated risks, insurance providers can minimize overall risk. The risk management is tailored to individual circumstances and reflects centuries of insurance industry experience with real risks [...]

American Horror Story: The Collapse of the United States Economy (AudioSwap version)

Monday, May 24th, 2010

This video is merely a compilation of knowledge from my graduate studies in Finance as well as from the news media on the condition of our economy. This is the AudioSwap version (with Classical music) of my original video (that has somber or heavy metal / industrial genre music). Link to original: www.youtube.com Certain Finance [...]

New Policy’s for Buying Strata Units – Duplexes, Four Plexes

Thursday, May 13th, 2010

MortgagesInVancouver.com Hi everyone. How are you? It is Leah Coss with The Mortgage Center. There is a new issue in the real estate industry right now and a lot of you are going to be affected.A lot of you won’t know the difference. But it is important for everyone to know. Realtors definitely listen up [...]

The Subprime Mortgage Crisis of the United States

Sunday, May 9th, 2010

The Subprime Mortgage Loan Crisis has contributed significantly to the Economic Collapse in the United States. Concerning a lack of regulation by the Fed (that many believe led to this crisis): From CBS in 2010, Greenspan: Subprime Mess Not Fed’s Fault [Quote] Alan Greenspan defended his tenure Wednesday as head of the Federal Reserve before [...]

Appraisals and When Needed

Friday, May 7th, 2010

mortgagelocator.ca In this video I address the question of when an appraisal is needed, and when your banker will waive it (or use some other form of property valuation). An appraisal is not required 100% of the time, and this video will explain the strange phenomenon of putting more down payment, and the result of [...]

I Want Chuck!

Friday, May 7th, 2010

New: local news coverage! see www.youtube.com Four generations of our family created this video. In 2004 we invested in Charles Schwab’s YieldPlus fund, which was supposedly one of their “minimal risk” and “alternative to cash” funds. Instead, they put almost half the fund in risky mortgage-backed securities. Then when the fund tanked, people like my [...]

Financial Professional Outlook – March, 2010

Tuesday, May 4th, 2010

A quick overview of the results of a survey of a number of investment managers. IMPORTANT DISCLOSURE: For complete survey results, please click here: www.Russell.com Forecasting represents predictions of market prices and/or volume patterns utilizing varying analytical data. It is not representative of a projection of the stock market, or of any specific investment. Nothing [...]

American Horror Story: The Collapse of the United States Economy

Sunday, May 2nd, 2010

This video is merely a compilation of knowledge from my graduate studies in Finance as well as from the news media on the condition of our economy. The music heard in this video was chosen to match the somber mood of the content: for most Americans, it is horrifying to know that our economy is [...]

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